Ben Reynolds

Farmers & Merchants Bancorp (FMCB) is a small community bank with 32 locations in California. F&M is a traditional bank, with the business focusing on taking in deposits and lending them profitably. It was founded in 1916, generates about $225 million in annual revenue, and had a recent market cap of $677 million, highlights Ben Reynolds, editor of Sure Dividend.

Eversource Energy (ES) is a utility headquartered in Boston. It provides electricity, natural gas, and water services to over 4 million customers in Connecticut, Massachusetts, and New Hampshire. In total, we project that Eversource will provide a total annual return of 16.9% through 2029, notes Ben Reynolds, editor of Sure Dividend.

By far the most important thing you can do in a steep market decline is to NOT panic sell. I believe the single biggest mistake most investors make is selling when the market crashes. Meanwhile, I like PPG Industries Inc. (PPG), the largest paints and coatings company in the world, notes Ben Reynolds, editor of Sure Dividend.

Universal Health Realty Income Trust (UHT) specializes in the healthcare sector. The trust’s property portfolio includes acute care hospitals, medical office buildings, rehabilitation hospitals, behavioral healthcare facilities, childcare centers, and sub-acute care facilities. Universal Health was founded in 1986 and has a current market capitalization of $588 million, writes Ben Reynolds, editor of Top 10 REITs.